If you are the owner of a construction company, you should be well aware that your workers and your clients actually face different types of risks involving the construction work you are doing.  Any sort of negligence or simply bad luck can result in catastrophic eventualities that lead to injury, loss of lives, and damage to property.  Any construction work involves a staggering amount of money involved and loss of money as compensation or liability to such eventualities may lead the construction company in financial ruin.  For this reason, it is vital for the company to protect its interest by getting construction insurance.